Ray Wheeler

Ray Wheeler
Mortgage Loan Officer, NMLSR # 659077

2520 Northwinds Pkwy

Alpharetta, GA 30009-2200

About me

Background

Ray Wheeler is a loan officer with Truist Mortgage, offering more than 25 years of mortgage industry experience helping clients achieve the dream of homeownership. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, he has the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans. A proven mortgage professional, he’s been the recipient of both the President's the Chairman's awards. His attention to detail helps make the mortgage process run smoothly and easily.

Education

Master of Business Administration
University of Georgia 2010
Bachelor of Arts
Amherst College 1984

Personal interests

A native of Anniston, AL, Wheeler is a resident of Chastain Park and active in his community.

Areas of Focus

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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