Randy Bergadine

Randy J. Bergadine
Mortgage Loan Officer, NMLSR # 659553

5080 Newberry Rd

Gainesville, FL 32607

About me

Background

Randy Bergadine is a loan officer with Truist Mortgage, offering more than 30 years of mortgage industry experience helping clients achieve the dream of homeownership. She specializes in the mortgage needs first-time homebuyers and clients in the medical field: residents, fellows and interns, and licensed physicians (MD, DO, DPM, DMD, and DDS). She can assist with all types of financing—conventional, FHA, VA, jumbo, and USDA—for all kinds of properties, including second/vacation homes and investment properties. Randy also handles refinancing options that can help clients lower their monthly payments and save money.  A proven mortgage professional, her attention to detail helps make the mortgage experience run smoothly. She’s always ready and available to help new and existing clients find the right financing for their unique needs.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
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