Pamela Vanscoy

Pamela J. Vanscoy
Retail Loan Officer, NMLSR # 659735

2730 Race Track Rd

Saint Johns, FL 32259-4231

About me

Background

Pam Vanscoy is a loan officer with Truist Mortgage, offering 28 years of helping families through the process of getting a mortgage. She has a solid understanding of the local real estate market and specializes in VA, doctor and jumbo loans. First-time homeowners are her favorite clients, as she believes that homeownership is part of the America dream. A proven mortgage professional, her attention to detail makes the mortgage process run smoothly and easily.

Education

Associate of Business Administration
Oakland Community College 1978 1981

Personal interests

Pam belongs to the Women’s Council in St. Johns FL, which introduces professional businesswomen to the marketplace, assists them with networking, and helps them promote their businesses.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

Accomplishments

Most VA Loans Completed
2019
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