Leslie Francis

Leslie A. Francis
Mortgage Loan Officer, NMLSR # 414424

1201 Main St

Columbia, SC 29201-3200

About me

Background

With an extensive history as both a private and mortgage banker, Leslie Francis brings a wealth of knowledge to her position. After more than 30 years in the financial industry, she understands the importance of building relationships and takes pride in being an integral part of helping her clients reach their personal financial goals. Because Francis understands the importance of selecting the right mortgage product, she works closely with her clients' financial planners and accountants to ensure that their mortgage loan structure is commensurate with their long-term financial plans. From first-time to seasoned homebuyers, and from clients building their dream homes to looking to refinance existing loans, Francis has the in-depth understanding of the local real estate market and full range of mortgage programs to effectively and expertly close loans. A proven mortgage professional, her attention to detail makes the mortgage process run smoothly and easily.

Education

Bachelor of Arts in English
University of South Carolina 1984 1988

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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