Kathleen Ross

Kathleen Ross
Mortgage Loan Officer, NMLSR # 415545

1300 S Babcock St

Melbourne, FL 32901-3067

About me

Background

I’m a Loan Officer with Truist Mortgage, offering more than 28 years of mortgage industry experience helping clients achieve the dream of homeownership. I know that buying a home is an exciting, hopeful event that often represents a milestone in a client’s life and give it the attention it deserves. I uphold the highest service standards, whether my client is a first-time or experienced homebuyer, or building a home. There’s no “one-size-fits-all” loan and each client’s financial goals are unique. My job is to listen to and learn about the client, find the best financing option, and then make the loan application process transparent, easy to understand, and as efficient as possible. I’m completely open and honest with my clients about their financial capabilities and how they can maximize their borrowing position.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

Sterling Award
2010
Sterling Award
2011
Purchase Pro Award
2012
Sterling Award
2012
Florida Housing Gold Award
2013
Purchase Pro Award
2013
Sterling Award
2013
Florida Housing Gold Award
2014
Purchase Pro Award
2014
Sterling Award
2014
Purchase Pro Award
2015
Sterling Award
2015
President's Award
2016
Sterling Award
2016
Sterling Award
2017
Sterling Award
2018
Circle of Excellence
2019
Sterling Award
2020
To
Loading location info... Loading the directions...
Return to list view

Location data unavailable at this time. We apologize for the inconvenience.

Map

{0}

{1}

{2}

Office hours

{5}

Phone {3}
Fax {4}

{0} {1}
{0} {2} {3} {1} miles

Interested in applying for a mortgage?

Great! It’s time to make it yours. Apply entirely online, then follow your status in real time with our progress tracker.

Recommended resources

    {0}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}