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Judith A. Smolar
Mortgage Loan Officer, NMLSR # 415731

401 E Jackson St

Tampa, FL 33602-5209

About me

Background

Buying a home is a hopeful, exciting experience, and Judith Smolar gives her clients the focus and attention this life event deserves. Having worked in the financial industry for over 30 years, her job is to make the loan application process as transparent, easy to understand, and efficient as possible. There’s no “one size fits all” loan and every client’s financial goals are unique. She takes the time to listen to and learn from her clients, and is committed to being completely open and honest. As a mortgage professional, she upholds the highest standards for delivering the perfect client experience.

Education

Bachelor of Science in Business Administration
Robert Morris College

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Accomplishments

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