Joshua Adams

Joshua A. Adams
Direct Loan Officer, NMLSR # 1990638

1001 Semmes Ave

Richmond, VA 23224-2245

About me

Background

I’ve helped many people achieve their goal of homeownership. From first-time homebuyers to clients looking to refinance existing loans. I provide the in-depth understanding of the local real estate market needed to effectively and expertly close loans. Additionally, I’ve held numerous management positions and worked in the automotive industry for more than 20 years. 

Education

Master of Business Administration
University of Mary Washington 2006
Bachelor of Science in Business Administration
Christopher Newport University 2004

Personal interests

I earned my bachelor’s from Christopher Newport University and MBA from the University of Mary Washington. When I’m not working, I enjoy spending time with family and friends, golfing, exercising, and living an active life.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

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