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Joe Kozlowski
Mortgage Loan Officer, NMLSR # 704456

800 Kenhorst Plz

Shillington, PA 19607-3650

About me

Background

As a trusted advisor with Truist mortgage, I offer more than 16  years of industry experience and an extensive practice in originating both purchase and refinance home loans. My goal is to build better lives and communities by offering my clients professional guidance and support they need to make their home financing decisions.

All those loan terms and acronyms can be confusing – like ratios, amortizations, PMI, APR and points. I make it a priority to explain these concepts with clear language that my clients can understand. I want my clients to feel confident and comfortable with their loan terms and the financial commitments they are making.

My first priority is to deliver an exceptional home financing experience. My passion is “home” and is at the center of all that I do. As a Truist Mortgage Loan Officer, I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals.

Truist’s Purpose: Inspire and build better lives and communities

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

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