James Gates

James Gates
Mortgage Loan Officer, NMLSR # 186489

5 Church Cir

2nd Floor,

Annapolis, MD 21401-1926

About me

Background

James Gates is a loan officer with Truist Mortgage, offering more than 25 years of mortgage industry experience helping clients achieve the dream of homeownership. A former underwriter, he specializes in doctor loans, jumbo mortgage financing and assisting self-employed borrowers.

Areas of Focus

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
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