Erika Leggette

Erika Leggette
Mortgage Loan Officer, NMLSR # 2133805

5 Church Circle

Annapolis, MD 21401

About me

Background

Buying a home is a hopeful, exciting experience. That positive energy builds better lives and communities. It represents a milestone for your family. I provide my clients with the focus and attention this life event deserves. It is my job to make the loan application process as transparent, easy to understand, and efficient as possible for my client.

All those loan terms and acronyms can be confusing – like ratios, amortizations, PMI, APR and points. I make it a priority to explain these concepts with clear language that my clients can understand. I want my clients to feel confident and comfortable with their loan terms and the financial commitments they are making.

My first priority is to deliver an exceptional home financing experience. My passion is “home” and it is at the center of all that I do. As a Truist Mortgage Loan Officer, I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals.

 Truist’s Purpose: Inspire and build better lives and communities

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence.  Calculate Now

First Time Home Buyer Popup
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.

Locations

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