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Donna M. Small
Mortgage Loan Officer, NMLSR # 415675

16710 Northcross Dr

Huntersville, NC 28078-5090

About me

Background

Donna Small has been in the mortgage business for 29 years and knows that buying a home is an exciting, hopeful event that often represents a milestone in a client’s life and gives it the attention it deserves. It’s her job to make the loan application process transparent, easy to understand, and as efficient as possible
There’s no “one-size-fits-all” loan and each client’s financial goals are unique. She takes the time to listen to and learn about her clients, find the best financing option, and then makes the loan application process transparent, easy to understand, and as efficient as possible. She’s completely open and honest with her clients about their financial capabilities and how they can maximize their borrowing position. Small upholds the highest service standards—and whether her client is a first-time or experienced homebuyer, or building a home, she can provide a mortgage solution, with the most competitive rates, to meet their financial goals.

Education

Bachelor of Science
High Point University 2006

Personal interests

Small is a member of the Lake Norman Home Builders Association and the NC Home Builders Association.

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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