Andy Smith

Andy Smith
Mortgage Loan Officer, NMLSR # 783563

143 S Market St

Elizabethtown, PA 17022-2310

About me

Background

Andy Smith is a loan officer with Truist Mortgage, offering clients more than 30 years of experience in the mortgage industry in central Pennsylvania. He uses his vast knowledge of a wide variety of loan products and processes to help clients achieve the dream of homeownership. 

Education

Bachelor of Science
Dickinson College 1990

Personal interests

Smith serves as a volunteer on the boards of Church of the Apostles, UCC in Lancaster and the Hempfield Area Midget Sports (football and cheer) programs.

Areas of Focus

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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