Benefits designed with you in mind.

Program features

Get a unique checking account.

Focus Checking is only available to Truist Financial Wellness participants.

Feel financially empowered.

Adjust your mind-money mindset with online courses. 

Earn rewards.

Get something for your spending with credit card purchases.

Take control.

With mobile and online banking, you can bank when it’s convenient for you.

Truist Focus Checking

Get fewer fees and more perks to help you bank seamlessly with Truist Focus Checking. This account is only available to Truist Financial Wellness participants. If that’s you, enjoy.


Minimum opening deposit


Free money orders and cashier checks

Bonus rates

On Truist CDs and IRAs

Additional information about Truist Focus Checking

Benefits for you:

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  • Four no-Truist-fee transactions at non-Truist ATMs1
  • Free first order of personalized checks
  • Get rewards on select debit card purchases
  • Unlimited no-fee money orders and official checks


Best account if you:

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  • Use direct deposit
  • Like online money management tools
  • Want free access to online financial training
  • Would like personalized financial reviews

Fee information:

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Maintaining any of these will waive the $15 monthly maintenance fee:

  • $750 combined ACH direct deposits per statement cycle
  • $1,000 average checking balance per statement cycle
  • $15,000 combined deposit and investment balance
  • $150,000 or greater Truist mortgage (original loan amount)4, 5

Have you thought about?

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